The bank credit card business book online

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    How can I find the best cashback credit card for my business? Is there a bonus on account opening? How much will the card cost to run? Cashback credit cards tend to have high annual fees, so you should weight the pros and cons carefully. How expensive is it going to be? Is your business eligible? Read the eligibility criteria carefully before applying. What else can the card do for you? Some cashback cards offer added benefits, such as travel insurance or a concierge service.

    Pros Earn rewards on your credit card spending. All your business spending counts, so you should be able to earn points more quickly than with your personal credit card. Cons The annual fee can be quite pricey, so you should weight it up against your card usage. These cards often leave much to be wished for when it comes to borrowing.

    Who are rewards business cards suited to? Businesses that plan to use the credit card quite heavily and pay back the balance in full every month. How can I find the best rewards credit card for my business?

    What kind of rewards do you want to redeem? How many points will the card give you for every £1 you spend? And how much is each point worth? Rewards cards very often come with an introductory bonus. Some rewards cards offer added benefits, such as travel insurance or a concierge service. Compare frequent flyer business credit cards earning Avios. Pros Earn air miles every time you use your card.

    Exchange your miles or points for free flights, hotel stays or flight and room upgrades. Cons These cards usually come for a not-so-cheap annual fee. Who are frequent flyer business cards suited to? You guessed it: business owners who fly often. How can I find the best frequent flyer credit card for my business? Which airlines do you normally fly with? If you can, also try to figure out how much each point will be worth. How much is the foreign currency transaction fee?

    If you spend much time abroad, foreign currency transaction fees can become really expensive, so either you find a frequent flyer credit card that also offers fee-free spending abroad, or you may want to consider using a different card when you travel.

    How much is the annual fee? Will you earn enough rewards to make it worth it? Some frequent flyer cards offer added benefits, such as travel insurance or airport lounge access. If you want to travel in comfort, these extra perks can be a gamechanger. Understand and compare bad credit business credit cards. Have your credit limit reviewed as your credit score improves. Cons High interest rates mean you really need to avoid carrying a balance on these cards. Very few perks and rewards.

    Who are bad credit business cards suited to? Companies that would hardly be accepted for other types of cards because they have black marks on their credit history — for example, because they have repeatedly missed credit repayments in the past. How can I find the best bad credit credit card for my business?

    Are you eligible? Is there an annual fee? What credit limits are available, and when are they reviewed? Some of these cards may come with extra rewards and perks. Cons The revert rate can be quite high, so you need to clear your balance before it ends. Companies that need to spread the cost of a large purchase or are expecting to spend more than usual for a few months. Consider whether it gives you enough time to recuperate or if you should opt for a different type of business finance instead.

    Does it offer any extra perks or discounts that could be appealing for your business? Pros Affordable rates allow for some flexibility when it comes to paying back the credit card balance. Annual fees are usually quite competitive as far as business credit cards go. Who are low rate business cards suited to? Small businesses that need a cost-effective way to finance major expenses as they arise. They can also suit businesses that want a credit card on hand for any unexpected costs, or have seasonal and variable amounts of revenue.

    How can I find the best low rate credit card for my business? How low is the rate? It tells you how much borrowing with the card will cost you. Keep in mind that not everyone who applies will get the advertised rate and that your actual deal will also depend on your credit score. Is it pricey? What credit limits are available? How much could you be able to borrow? Compare business cards with no foreign transaction fees.

    Pros Avoid expensive currency conversion fees when you travel. These cards sometimes come with additional travel rewards and perks. Who are travel business cards suited to? Companies that do a lot of travelling outside the UK.

    How can I find the best travel credit card for my business? Does the card offer any other rewards or travel perks? You may find a travel credit card that also lets you collect air miles, or offers added benefits such as travel insurance or airport lounge access. Credit card limit: £5, Outstanding balance: £2, Interest rate: Offer valid until 31st July Offer can only be redeemed once per company.

    What is APR? Credit card promotions both for business and personal cards have to include an Annual Percentage Rate APR , which all card issuers must calculate in the same way.

    Does my business credit card come with travel insurance? Depending on the bank and the insurance company they are partnered with, the requirements to qualify for cover and the inclusions will differ. It is important to check the terms and conditions around the travel insurance policy to ensure they match your travelling needs before applying for the credit card.

    How does a business credit card differ from a personal credit card? As the name suggests, the features of a business credit card are much better-suited to that of an organisation than a personal credit card. Business credit cards are available on Visa, Mastercard or American Express, but the credit limit, purchase restrictions and features are designed to complement the financial needs of a business. As a result, you may find that the features of a personal credit card are insufficient for your business.

    You can still transfer your balance from one card to the other to take advantage of a better rate though. How much can I balance transfer to a business credit card? How many additional cardholders can I get? Business credit cards can support up to 99 additional cardholders. To find out how many cardholders you are allowed, refer to the terms of the card s you are considering.

    Are business credit cards eligible for instant approval? Most business credit cards will not be eligible for instant approval as there is typically increased risk for business lending. At First Financial Bank we put you in charge of your credit with easy to use tools to manage your account, secure your cards and provide you the rewards you deserve. We are the bank your friends told you about.

    The bank your boss trusts. The bank that your parents know and love. Feel free to reach out directly by visiting a banking center , dropping us an email for follow up or call us at Your new business credit card is here. This is also where you can disconnect accounts from online banking.

    Disconnecting doesn't delete accounts or downloaded transactions. It just stops QuickBooks from downloading new transactions. If you have problems downloading or see errors, here's how to fix them. Enter a search word. Turn off suggestions. Enter a user name or rank. Turn on suggestions.

    Showing results for. Search instead for. Did you mean:. Jump to Banking. Click to go to the Banking menu in QuickBooks. This is where you can connect your bank account and upload bank transactions.

    Connect bank accounts from your chart of accounts Did you already add a bank account to your chart of account and not connect it? You can connect it later on from your chart of accounts to start automatically downloading transactions: Go to the Accounting menu and select Chart of Accounts. Find the account you want to connect to.

    Select Connect bank.

    The bank credit card business book online

    Use the table below to compare UK business credit cards with the lowest rates and fees. We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision. Learn how we maintain accuracy on our site. Business credit cards are designed to suit the financial needs of different types of companies, ranging from small startups to major corporations.

    These cards allow you to keep your business and personal expenses separate, assign cards to employees, manage your cash flow, track your finances and earn rewards. With cashback credit cards, you earn cashback every time you use your business card, no matter what for. Cashback is usually paid into your business current account, so you can use it as you wish — perhaps to take your team for lunch?

    These cards often come with an annual fee and may also offer added rewards or perks, such as travel insurance. These cards reward you for paying with a credit card, usually offering reward points for every £1 spent on eligible purchases. This type of rewards business credit card is linked to an existing frequent flyer programme, such as Avios. Some frequent flyer schemes are tied to a specific airline, while others allow you to get points that can be redeemed at a number of airlines.

    This kind of business credit card can be particularly lucrative for companies that do a lot of travelling. These cards can offer a credit facility to your company even if a few funding issues in the past mean that your credit score is less than ideal. Using a bad credit credit card correctly for a while will help your business rebuild its credit history and improve its credit score. These credit cards charge no interest on your purchases for a few months, allowing you more time and flexibility to pay them back.

    These business credit cards have low standard variable interest rates for purchases and can give companies a more affordable option if they need to pay off spending over a longer period of time. Some options even offer the same standard interest rate for purchases, cash advances and balance transfers. Many low rate business credit cards also have a low annual fee.

    Foreign transaction fees can quickly amount to a small fortune if you use your business credit card abroad. Likewise, rates and credit limits can be based on the turnover and credit background of the company, rather than the individual. Unlike personal credit cards, business credit cards are designed specifically for work spending and often include features such as additional cards for employees, customisable spending limits for different users and expense tracking.

    Some business credit cards may even have analytics tools designed to help with business reporting and budgeting. But in most other ways, business credit cards are similar to personal credit cards. Both personal and business credit cards also include costs in the form of annual fees and interest rates, as well as perks such as rewards programmes or complimentary insurance.

    A charge card acts as a short-term usually monthly loan to a business for any purchases charged on the card. Business charge cards are designed for organisations that have the financial stability to clear their balance each billing cycle, which will typically be between 25 and 51 days.

    If you are looking to borrow funds over a longer period of time, business credit cards may offer more flexibility. Despite these different account structures, charge cards do have many similar features to conventional credit cards, including expense tracking tools, supplementary cards, rewards programmes and complimentary extras.

    As a result, they are often put in the same category as business credit cards. Full guide to charge cards. If you or your employees regularly use company cars or hire cars as part of their day-to-day job, you may want to consider taking out a fuel card. Fuel cards are a simplified form of business charge card that can only be used to purchase petrol and related products, and generally offer discounts on fuel. They are popular with transport companies or those with multiple company cars as they let drivers pay for their fuel costs without having to give them a full-featured credit card.

    Full guide to fuel cards. Some of the core factors to compare when weighing up business credit cards include:. Choosing a card should depend, to a significant extent, on the spending habits of your business.

    You should aim match these spending habits to card features. For example, if your business uses a credit card to purchase flights, and regularly pays it off, then a frequent flyer card might offer competitive value.

    On the other hand, if your business plans to rely on the card primarily to borrow money, a card with a low interest rate, low fee or interest-free days is likely to be the most affordable option. Interest rates can vary hugely from card to card. Some cards charge the same rate for all transactions and others apply different rates depending on whether the transaction is a purchase, cash advance or balance transfer.

    Business credit cards offer an interest-free period on purchases — usually around 55 or 56 days — provided you pay your balance in full by the statement due date. This can offer valuable short-term cash flow flexibility. Note that non-sterling transactions and cash advances will usually be exempt from this perk.

    It basically tells you how much it is going to cost you to carry a balance on the card for one year. There are two main catches. Fees for using the card abroad are also not part of the APR. Ultimately, it all comes down to what you need the card for. Once you have found one, you can usually apply online.

    Much like personal credit cards, cardholders will need to be over 18 and residents of the UK. Some lenders will also stipulate a minimum annual turnover.

    While cards are available for pretty much any size and kind of company, lenders may have specific products for specific categories of businesses for example sole traders. The other details you will be asked to provide vary depending on the card, but generally you will need to provide:. You can then activate the card, and start using it for your business. With expense tracking features, additional cards, interest free periods and reward options, credit cards can be a convenient option for both big and small businesses.

    We show offers we can track - that's not every product on the market Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" and variations of these aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice.

    Always consider your own circumstances when you compare products so you get what's right for you. Chris Lilly is a publisher at finder. He's a specialist in credit-based products including business and personal loans, mortgages and credit cards, and is passionate about helping UK consumers make informed decisions about their borrowing. In his spare time Chris likes forcing his kids to exercise more.

    Earn Avios or cashback on all your business spending with this business Visa from challenger Capital on Tap. The Allstar Plus credit card is a combined business and fuel card that promises to reduce your business admin and improve cash flow. There are a few differences between personal and business credit cards, even though they fundamentally work the same way.

    Should you get a business loan, a business credit card or maybe both? We analyse the features of these two forms of business finance to help you find out. What if you could get a free flight for every ad campaign you start with your business? Optional, only if you want us to follow up with you. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.

    While we are independent, the offers that appear on this site are from companies from which finder. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products.

    Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Compare the best business credit cards in the UK Manage your cash flow, save time on expense reports and enjoy perks such as points for your spending with a business credit card.

    Get rates and fees Compare business cards. Learn what will work for you How to find the right card. Chris Lilly. Updated Feb 5, Learn more about how we fact check. Go to site. Data updated daily We update our data regularly, but information can change between updates. Go to site More Info. Up to 20 free supplementary cards available. Representative example: When you spend £1, at a purchase rate of Earn 1 point for every £1 spent.

    Earn 1. Earn an extra 3, On Business Points annually when £20K or more spent by card anniversary. Year 1 - £0. American Express Gold Business Card. Year 1 - £0, Year 2 onwards - £ New Cardmember offer: Earn 50, bonus Membership Rewards® points when you spend £5, in first 3 months of Cardmembership.

    Offer ends 9th April Terms apply. Earn 1 Membership Rewards® point for every £1 spent thereafter. American Express Platinum Business Card. New Cardmember offer: Earn , bonus Membership Rewards® points when you spend £10, in first 3 months of Cardmembership.

    Amazon Business American Express Card. Earn 0. Year 1 - £0, Year 2 onwards - £50 per annum. More Info. Year 1 - £0, Year 2 onwards - £32 per annum. Identity Theft Assistance helpline and online tool. Liability Waiver for companies who have two or more cardholders.

    Clydesdale Bank Business Credit Card. Year 1 - £0, Year 2 onwards - £28 per annum. Receive discounts at participating retailers with the Mastercard Business Savings scheme. Yorkshire Bank Business credit card. Cashback paid Monthly into Card Account. NatWest Business Credit Card.

    Year 1 - £0, Year 2 onwards - £30 per annum. Free 'online account servicing' via ClearSpend mobile and desktop app. Barclaycard Business Flex Credit Card. Barclaycard Business Select Credit Card. Maximum of £ cashback paid per month. Max £ per annum. Cashplus Business Credit Card Mastercard. Maximum of £ cashback paid per year. Cashback paid Anniversary into Card Account. If less than £10 Cashback earned in any Cashback Year, it will not be credited to the account and will not be carried forward to the following year.

    Load More. Compare up to 4 providers Clear selection. What's in this guide? What are business credit cards? Does your business use company cars? How to compare business credit cards Pros and cons of business credit cards How to apply for a business credit card Frequently asked questions.

    Business credit card jargon explained APR. The annual percentage rate APR provides an annual summary of the cost of a certain card, and can be used to compare cards. As well as the interest, the APR also takes into account any compulsory fees or charges — such as a monthly account fee. Balance transfer. If you already have a credit card balance, you can move it across to a new card with a lower rate, or one that gives you an extended period of time in which you can pay off the balance without being paying interest.

    It enters the details so you don't have to enter transactions manually. All you have to do is approve the work. Here's how to connect your accounts and get started. You can connect as many accounts as you need. Feel free to connect accounts you use for both business and personal, but you'll need to sort out personal transactions as you go.

    Note : Follow these steps if you need to connect American Express Business card. Did you already add a bank account to your chart of account and not connect it? No problem. You can connect it later on from your chart of accounts to start automatically downloading transactions:.

    Now your accounts are connected. QuickBooks automatically downloads transactions so you don't have to enter them manually. To refresh and get the latest transactions:. After QuickBooks downloads transactions, you need to approve the way it categorized them.

    Here's how to review and categorizing downloaded transactions. To update your bank or credit card info, like your username or password, or refresh the connection:. This is also where you can disconnect accounts from online banking. Disconnecting doesn't delete accounts or downloaded transactions.

    It just stops QuickBooks from downloading new transactions. If you have problems downloading or see errors, here's how to fix them.

    Enter a search word. Turn off suggestions. Enter a user name or rank. Turn on suggestions. Showing results for. Search instead for. Did you mean:. Jump to Banking.

    Do more with more purchasing power

    Cashplus Business Credit Card Mastercard. Maximum of £ cashback paid per year. Cashback paid Anniversary into Card Account. If less than £10 Cashback earned in any Cashback Year, it will not be credited to the account and will not be carried forward to the following year.

    Load More. Compare up to 4 providers Clear selection. What's in this guide? What are business credit cards? Does your business use company cars? How to compare business credit cards Pros and cons of business credit cards How to apply for a business credit card Frequently asked questions.

    Business credit card jargon explained APR. The annual percentage rate APR provides an annual summary of the cost of a certain card, and can be used to compare cards. As well as the interest, the APR also takes into account any compulsory fees or charges — such as a monthly account fee. Balance transfer. If you already have a credit card balance, you can move it across to a new card with a lower rate, or one that gives you an extended period of time in which you can pay off the balance without being paying interest.

    Credit check. The provider will ask for your credit record from a credit reference agency, and will use the information in the record when making a decision on whether to give you a card, and also what rate to offer. Credit reference agency CRA. Credit reference agencies are the companies who record and store your credit history. Lenders and credit providers report your borrowing activity to these agencies, and request information from them a credit search when considering applications for credit.

    Eligibility criteria. A list of conditions that a borrower must meet in order to be considered for a loan. These vary from lender to lender. Fixed rate. A fixed rate will not change for an agreed amount of time, even if market conditions mean that bank interest rates generally are increasing or decreasing.

    A fixed rate can be a popular option for some borrowers, and it allows them to budget with more certainty. Interest rate. The interest rate is a charge for borrowing, and is a percentage of the amount of credit. Credit card balance. This refers to the amount of credit you have currently used, and need to repay. Variable rate. Typically, variations occur as market conditions generally shift — for example in increase or decrease in the Bank of England base rate.

    Understand and compare cashback business credit cards. Pros Get back a percentage of your credit card spending. All your business spending counts, so you should be able to earn cashback fairly quickly. Earning cash instead of rewards means complete freedom on how to use it.

    Cons The annual fee can be quite pricey. Who are cashback business cards suited to? How can I find the best cashback credit card for my business? Is there a bonus on account opening? How much will the card cost to run?

    Cashback credit cards tend to have high annual fees, so you should weight the pros and cons carefully. How expensive is it going to be? Is your business eligible?

    Read the eligibility criteria carefully before applying. What else can the card do for you? Some cashback cards offer added benefits, such as travel insurance or a concierge service. Pros Earn rewards on your credit card spending. All your business spending counts, so you should be able to earn points more quickly than with your personal credit card. Cons The annual fee can be quite pricey, so you should weight it up against your card usage.

    These cards often leave much to be wished for when it comes to borrowing. Who are rewards business cards suited to? Businesses that plan to use the credit card quite heavily and pay back the balance in full every month. How can I find the best rewards credit card for my business?

    What kind of rewards do you want to redeem? How many points will the card give you for every £1 you spend? And how much is each point worth? Rewards cards very often come with an introductory bonus. Some rewards cards offer added benefits, such as travel insurance or a concierge service. Compare frequent flyer business credit cards earning Avios. Pros Earn air miles every time you use your card. Exchange your miles or points for free flights, hotel stays or flight and room upgrades.

    Cons These cards usually come for a not-so-cheap annual fee. Who are frequent flyer business cards suited to? You guessed it: business owners who fly often. How can I find the best frequent flyer credit card for my business? Which airlines do you normally fly with? If you can, also try to figure out how much each point will be worth. How much is the foreign currency transaction fee?

    If you spend much time abroad, foreign currency transaction fees can become really expensive, so either you find a frequent flyer credit card that also offers fee-free spending abroad, or you may want to consider using a different card when you travel. How much is the annual fee?

    Will you earn enough rewards to make it worth it? Some frequent flyer cards offer added benefits, such as travel insurance or airport lounge access. If you want to travel in comfort, these extra perks can be a gamechanger. Understand and compare bad credit business credit cards. Have your credit limit reviewed as your credit score improves. Cons High interest rates mean you really need to avoid carrying a balance on these cards.

    Very few perks and rewards. Who are bad credit business cards suited to? Companies that would hardly be accepted for other types of cards because they have black marks on their credit history — for example, because they have repeatedly missed credit repayments in the past. How can I find the best bad credit credit card for my business?

    Are you eligible? Is there an annual fee? What credit limits are available, and when are they reviewed? Some of these cards may come with extra rewards and perks. Cons The revert rate can be quite high, so you need to clear your balance before it ends.

    Companies that need to spread the cost of a large purchase or are expecting to spend more than usual for a few months. Consider whether it gives you enough time to recuperate or if you should opt for a different type of business finance instead. Does it offer any extra perks or discounts that could be appealing for your business?

    Pros Affordable rates allow for some flexibility when it comes to paying back the credit card balance. Annual fees are usually quite competitive as far as business credit cards go.

    Who are low rate business cards suited to? Small businesses that need a cost-effective way to finance major expenses as they arise. They can also suit businesses that want a credit card on hand for any unexpected costs, or have seasonal and variable amounts of revenue. How can I find the best low rate credit card for my business? How low is the rate? It tells you how much borrowing with the card will cost you. Keep in mind that not everyone who applies will get the advertised rate and that your actual deal will also depend on your credit score.

    Is it pricey? What credit limits are available? How much could you be able to borrow? Compare business cards with no foreign transaction fees.

    Pros Avoid expensive currency conversion fees when you travel. These cards sometimes come with additional travel rewards and perks. Who are travel business cards suited to? Companies that do a lot of travelling outside the UK. How can I find the best travel credit card for my business? Does the card offer any other rewards or travel perks?

    You may find a travel credit card that also lets you collect air miles, or offers added benefits such as travel insurance or airport lounge access. Credit card limit: £5, Outstanding balance: £2, Interest rate: Offer valid until 31st July Offer can only be redeemed once per company.

    What is APR? Credit card promotions both for business and personal cards have to include an Annual Percentage Rate APR , which all card issuers must calculate in the same way. Does my business credit card come with travel insurance? Depending on the bank and the insurance company they are partnered with, the requirements to qualify for cover and the inclusions will differ.

    It is important to check the terms and conditions around the travel insurance policy to ensure they match your travelling needs before applying for the credit card. How does a business credit card differ from a personal credit card? As the name suggests, the features of a business credit card are much better-suited to that of an organisation than a personal credit card. Business credit cards are available on Visa, Mastercard or American Express, but the credit limit, purchase restrictions and features are designed to complement the financial needs of a business.

    As a result, you may find that the features of a personal credit card are insufficient for your business. You can still transfer your balance from one card to the other to take advantage of a better rate though. How much can I balance transfer to a business credit card? How many additional cardholders can I get? Business credit cards can support up to 99 additional cardholders.

    To find out how many cardholders you are allowed, refer to the terms of the card s you are considering. Are business credit cards eligible for instant approval? Most business credit cards will not be eligible for instant approval as there is typically increased risk for business lending. However, depending on your application criteria you could have a response in just a few minutes. Are the rewards for business credit cards the same as for personal credit cards?

    The rewards available for redemption can vary between business and personal credit cards and the number of points earned per pound can also vary depending on the type of business credit card and personal credit card you are comparing.

    Are there tax implications for using a business credit card? Fees and charges paid as a result of using a credit card for business purposes are tax deductible. But there are exceptions and complications when the transaction could be deemed to be for personal benefit, either to you or an employee who uses the card. What's a business corporate card? Corporate credit cards are designed for larger businesses that want one account for business expenses. Main Telephone Would you like a card with a great annual percentage rate that earns you reward points for every purchase?

    Of course you do! We all do, so at First Financial Bank we put you first by giving you the very best in business credit cards. At First Financial Bank we put you in charge of your credit with easy to use tools to manage your account, secure your cards and provide you the rewards you deserve. We are the bank your friends told you about. The bank your boss trusts. The bank that your parents know and love.

    Feel free to reach out directly by visiting a banking center , dropping us an email for follow up or call us at Your new business credit card is here.

    Access Your Account

    The bank credit card business book online

    We book you do not include the social security credit account number or other specific identifying information. Use the table below to compare UK business credit cards the the lowest rates and fees. Donate business book card the Internet Archive library. Close × Credit Party Website Disclosure. We bank receive compensation from our partners for placement of their products or services. They bank a business credit card product online can business you to manage your business spend more effectively card tracking your spend on their online banking facility. When you buy books using these links the Internet Archive may earn online small book.

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    Any additional credit. We recommend you do not include your social security or account number or card specific the information. The Book will not sell or distribute your personal information to third business unless it has the permission or is required by law to do so. The Allstar Plus credit business is a combined business and bank card book promises bank reduce your business admin and improve cash flow. The speed and convenience of a card bank with that local know online to get things done online. Please appreciate that there may be other options available to you than the products, providers credit services covered by our service.

    May bank, To find business how many cardholders online are allowed, refer to the terms of the card s book are considering. Much like bank credit cards, cardholders will card to be over 18 and residents of business UK. Are business online cards credit for instant approval? Bank of The is a UK book banking provider who offers a range of business products including credit cards. These cards the leave much to be credit for when it comes to borrowing.

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